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Haven Terra / Surplus funds

You May Have More to Discover.

Some qualifying property sales result in surplus funds that eligible parties may be entitled to claim. Here is how the process generally works.

Check Eligibility
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Plain languageNo promises, no pressure. A careful look at your situation.

What Are Surplus Funds?

When a property is sold at a foreclosure or tax sale, the proceeds first go toward the debt and costs owed.

If the sale brings in more than that amount, the difference is sometimes called surplus funds or excess proceeds. Depending on the jurisdiction, those funds may be held by a court, a county office or another official until an eligible party files a valid claim.

Eligible parties can include the former owner, heirs, or others with a legal interest in the property. Rules, deadlines and procedures differ by state, county and type of sale.

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How We Help.

  1. 01

    You share details

    Contact information, the property address and a short description of what happened.

  2. 02

    Preliminary research

    We review available public records to understand whether surplus funds may exist.

  3. 03

    Clear explanation

    We explain what we found, what is uncertain, and the general options available.

  4. 04

    Qualified professionals

    Where legal work is required, it is handled by appropriately authorized professionals.

Important to Know.

We would rather you hear this from us first.

  • Haven Terra is not a law firm and does not provide legal advice.
  • Haven Terra is not affiliated with any court, county or government agency.
  • We cannot guarantee that surplus funds exist in any situation or that a claim will succeed.
  • In many jurisdictions you may file a claim yourself directly with the court or office holding the funds.
  • Some jurisdictions regulate fees and agreements related to surplus funds. Any agreement would be in writing and comply with applicable law.
  • We will never ask for your Social Security number, bank login or identity documents through this website.

Preliminary Eligibility Inquiry.

Tell us the basics. We will review and contact you.

Submitting this form does not create an attorney-client relationship and does not mean that funds exist or that you are eligible to claim them.

Preliminary eligibility inquiry

For example: the type of sale, approximate date, and your connection to the property. Do not include Social Security numbers, bank details or identity documents.

We use your information only to respond to this inquiry. We never ask for Social Security numbers or banking details here.

Common Questions.

Does submitting this form mean I have money waiting?

No. The form starts a preliminary review. Many sales do not produce surplus funds, and where they do, eligibility depends on the jurisdiction and the facts.

Do I have to use Haven Terra to file a claim?

No. In many jurisdictions eligible parties can file directly with the court or agency holding the funds. We are glad to explain what we find either way.

Are there deadlines?

Often, yes. Deadlines and procedures vary by state, county and type of sale, which is one reason to look into a situation promptly.

Who handles the legal side?

Where legal representation or another regulated service is required, it must be provided by an appropriately authorized professional, such as a licensed attorney in that jurisdiction.

What will you ask me for?

Only basic contact details, the property address, the state or territory, and a short description. Never sensitive identity or banking information through this site.